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4639 Harbor View Terrace

Morganton, NC 28655
  • $895,000
  • STATUS: Active
  • ON SITE: 97 Days
  • ID#: 4367035
$895,000
  • 4
    BEDS
  • 0.82
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 3,542
    SQFT
  • $253
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2003
County:
Area:

School Information

Elementary School:
Middle School:
High School:
Canopy MLS logo Offered by True North Realty: 828-307-0099. Copyright 2026 Canopy MLS. All rights reserved.

Description

If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.

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MLS Grid logo Based on information submitted to the MLS GRID as of 2026-07-14T23:33:52.197 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Amy Smith | CENTURY 21 Connected nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
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4639 Harbor View Terrace Morganton, NC 28655

  • Price: $895,000
  • Status: Active
  • On Site: 97 Days
  • ID#: 4367035
4
Beds
3
Baths
0
½ Baths
0.82
Acres
3,542
SQFT
$253
$/SQFT
2003
Built
Neighborhood:
East Shores
County:
Burke
Area:
Morganton
Elementary School:
Glen Alpine
Middle School:
Table Rock
High School:
Freedom
Property Description
If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.
Exterior Features

Carport YN No Construction Materials Hard Stucco Construction Type Site Built Foundation Details Basement Garage Square Footage 549 Garage YN Yes Levels One Main Level Garage YN Yes Parking Features DrivewayAttached GarageGarage Faces Side Road Responsibility Private Maintained Road Road Surface Type ConcretePaved Waterfront Features Boat Slip (Deed)

Interior Features

Above Grade Finished Area 1945 Appliances DishwasherElectric RangeGas Water HeaterMicrowaveRefrigeratorWasher/Dryer Basement ApartmentExterior EntryFinishedFullInterior EntryWalk-Out Access Basement YN Yes Below Grade Finished Area 1597 Cooling Central AirHeat Pump Fireplace Features Gas Fireplace YN Yes Garage Spaces 2 Heating CentralHeat Pump Laundry Features In BasementMain Level Lower Square Feet 0 Main Square Feet 1945 Rooms Main (Primary Bedroom) Main (Bathroom-Full) Main (Bedroom(s)) Main (Bedroom(s)) Main (Bathroom-Full) Main (Kitchen) Main (Living Room) Main (Dining Area) Basement (Bedroom(s)) Basement (Bathroom-Full) Basement (2nd Kitchen) Basement (Living Room) Basement (Bonus Room) Sq Ft Unheated Basement 266 Sq Ft Unheated Total 266 Sq Ft Upper 0 Third Square Feet 0

Property Features

Additional Parcels YN False Association Annual Expense 1628.00 Association Fee 814 Association Fee Frequency Semi-Annually Association Name East Shores HOA Association YN Yes Assumable YN No Auction YN No CCRSubject To Yes City Taxes Paid To No City Taxes Paid Hoa Subject To Required HOASubject To Dues Mandatory Listing Terms CashConventionalFHAUSDA LoanVA Loan New Construction YN No Property Sub Type Single Family Residence Senior Community YN No Sewer Septic Installed Special Listing Conditions None View Long RangeMountain(s) Water Body Name Lake James Water Source Community Well



MLS Grid logo Based on information submitted to the MLS GRID as of 2026-07-14T23:33:52.197 UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.The data relating to real estate on this Web site derive in part from the Canopy MLS IDX program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Amy Smith | CENTURY 21 Connected nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Canopy MLS.

“Listings courtesy of Canopy MLS as distributed by MLS GRID

Some IDX listings have been excluded from this website.

Digital Millennium Copyright Act
 
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Amy Smith | CENTURY 21 Connected
136 South King Street, Suite E
Hendersonville NC, 28792
Canopy MLS logo Offered by True North Realty: 828-307-0099. Copyright 2026 Canopy MLS. All rights reserved.